In-Depth Guide
Slip and fall claims in Florida, explained.
What property owners owe you, the evidence that decides these cases, and the mistakes that weaken them. Plain language throughout. General information, not legal advice.
What to do right after a fall
Get medical attention first, even if the injury seems minor. Falls cause fractures, head injuries, and soft-tissue damage that are not always obvious in the moment, and the medical record created early is the backbone of any later claim.
Report the fall to the property owner or manager before you leave, and ask for an incident report. If you can, photograph the exact spot: the wet floor, broken step, uneven pavement, poor lighting, or whatever caused the fall, plus the wider area around it. Conditions get cleaned up and repaired quickly, often within hours.
Collect names and contact details of anyone who saw the fall or the hazard, and keep the shoes and clothing you were wearing. Then be careful about recorded statements to the property's insurer before you understand your situation.
The basic idea: property owners have duties
Florida premises liability law requires businesses and property owners to keep their property reasonably safe for visitors. That includes fixing dangerous conditions they know about and warning visitors about hazards that have not been fixed yet.
A fall by itself does not create a valid claim. The legal question is usually whether the owner knew, or should have known, about the dangerous condition and failed to address it. That is why evidence about how long a hazard existed matters so much.
Slips on spills: Florida's specific rule
Florida has a specific statute for falls caused by 'transitory foreign substances', things like spilled liquid, dropped food, or a tracked-in puddle in a business. Under that law, the injured person generally must show the business had actual or constructive knowledge of the hazard.
Constructive knowledge can be shown with circumstantial evidence: a puddle with footprints and track marks suggesting it sat for a long time, a recurring leak the store never fixed, or a hazard in a spot employees pass constantly. This is where photographs and witness accounts become decisive.
The evidence that decides these cases
Slip and fall cases are won and lost on evidence gathered in the first days: photographs of the hazard and the area, the incident report, surveillance video (which many businesses overwrite quickly), witness statements, and maintenance or cleaning logs.
Medical records matter just as much. Treatment that starts promptly and stays consistent draws a clear line from the fall to the injury. Gaps in treatment give insurers room to argue the injury came from something else.
Shared fault and common defenses
Property owners and their insurers typically argue the hazard was 'open and obvious', that you were distracted, or that your footwear was the problem. Florida's modified comparative negligence system means your compensation can be reduced by your share of fault, and a person found mostly at fault generally cannot recover.
These defenses are common and often overstated. The condition of the area, lighting, signage, and how the hazard blended into its surroundings all factor in.
Deadlines and timing
Florida's statute of limitations for negligence cases is now generally two years under the law as revised in 2023. Falls on government property, like a city sidewalk or public building, can involve shorter notice requirements and special rules.
Practical timing matters too: surveillance video is often deleted within days or weeks, and hazards get repaired. Reaching out early preserves options that disappear later, even if you are not sure you want to pursue anything.
What a slip and fall claim can cover
Depending on the facts, a claim may involve medical expenses (past and future), lost income, and the impact of the injury on daily life, including pain, mobility limits, and things you can no longer do.
Falls are a leading cause of serious injury, especially hip fractures and head injuries in older adults, and the true cost is often not clear until treatment progresses. No page can tell you what your situation is worth, but a review can identify what realistically applies.
Common questions
Not necessarily, but report it as soon as you can. An incident report, photographs, and medical records created close to the fall are much stronger than ones recreated weeks later.
Possibly. A sign's presence, placement, and visibility all matter, and a sign does not excuse every hazard. The specific facts decide it.
Claims against government entities follow special rules in Florida, including notice requirements and liability limits. These cases are time-sensitive, so early review matters.
Nothing. Case reviews through Call Kovar are free, and submitting one does not obligate you to anything.
You are not required to give them a recorded statement. It is usually wise to understand your situation, and the extent of your injuries, before doing so.
General information only
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